Are you tired of feeling trapped under the weight of debt?
Do you want to take control of your financial future and liberate yourself from the system that keeps you down?
Welcome to “This is Not Financial Advice: How to Negotiate with Banks”, the ultimate guide to negotiating with banks and reclaiming your life!
Picture this: a country drowning in trillions of dollars of debt, and individuals like you burdened with credit card debt, feeling helpless and ashamed.
But let me tell you a secret — you have nothing to be ashamed of. The system is rigged against us, designed to punish and keep us as debt slaves. It’s time to exploit this unjust system and reclaim our power. You are not alone in this struggle.
We’re in this together, and it’s time to take action.
THE POWER IS IN YOUR HANDS
It’s time to flip the script and rewrite your financial story. Imagine the freedom and relief that come from shedding the burden of debt and living life on your own terms. It’s within your reach, and I’ll show you exactly how to make it happen.
WHY I WROTE THIS
Struggling with $30k in high-interest credit card debt, I found myself in a tough spot after a promising business deal with Coca-Cola fell through. Although I wasn’t a big spender, I had invested heavily in my bottled water company aimed at Gen Z-ers.
When the lockdown in 2020 began, I stopped paying my bills to regroup. After six months, I was served with two lawsuits from Chase Bank.
I planned to negotiate with the bank a month before my court date. I called Chase, informing them I wanted to pay but needed a good deal. Instead of providing a figure, I aimed to wear them down and reduce the debt incrementally.
To my surprise, they dropped the interest owed, saving me thousands of dollars.
During negotiations, the lawsuit disappeared as it was merely a scare tactic.
I continued to stall, andafter a week, they reduced their initial payment plan from $20k to $16k.
I haven’t called them back since, but I’m considering waiting for them to sell my debt to a third party. Then, I could potentially negotiate a smaller lump sum payment, around 10 cents on the dollar.
Banks rely on fear and illusions of power, but for those who don’t comply, the cost-benefit analysis of chasing debt isn’t worth it. As for the ominous red warning message on my account? They admitted there’s no specific deadline. Time is on my side.
WHAT YOU WILL LEARN
1. You’re in Debt (Are You F*cked?) 2. How It Got So Bad? 3. What Debt is 4. Money is Fake and Gay! 5. Understanding Your Options 6. Negotiation (Step-By-Step) 7. Closing the Deal 8. Using Debt to Your Advantage 9. Personal Stories